Comprehensive Financial Planning
Guiding You Through the Financial World
At McCombs Financial Services, the clients who come to us for help managing their nest eggs and other assets are a real cross-section of the Springfield area – professionals and farmers, plant managers, assembly-line workers and business owners. As different as their needs are, we treat them all with the same care and respect. And we are well-prepared to help them all, thanks to our extensive wealth management experience and deep resources.
We’d like to help you as well. We can guide you through the complexities of the financial world and the volatility of the markets – and help you avoid the worry and stress that come with trying to navigate it all on your own.
How the Process Works
Every client has different concerns. You might be looking at 20 or more years until retirement … nearing retirement … or retired. You might have kids to educate … or elderly parents to care for. So, when we work with you, we’ll start with in-depth conversation about your life, accompanied by whatever tax returns, financial statements and legal documents you can pull together and share with us.
Because a diverse set of issues can impact your finances, the conversation will touch on:
- investments
- insurance
- liabilities
- qualified retirement plans/IRAs
- stock options
- business succession plans
- durable powers of attorney
- charitable gifting during life
- gifting to children/descendants
- titling of assets
- executors/trustees
- distribution of wealth at death
- charitable inclinations at death
Through this broad-ranging discovery process, we identify risks and gaps. Armed with this knowledge, we come up with strategies that are customized for you. Then we help you put these strategies into action and work to keep them working for you over the long haul.
It’s a truly comprehensive approach and, depending on your particular goals and needs, it can encompass many different aspects of wealth management to learn more.
